Clearing Your Debts and Avoiding Foreclosure

March 7, 2014 11:11 am Options for Foreclosure
If you have debts, it means that you’ll be seriously overspending money – and if you’re overspending, chances are, you’ll find it really rather difficult to pay your mortgage, which could mean that you end up facing foreclosure. Learn how Read more

Refinance or short sale – Which should you opt for?

December 10, 2013 3:51 pm Uncategorized
Refinancing is a program through which you can go on to save your home from foreclosure. Short sale too is another such program which helps you in avoiding foreclosure. However, in this case there’s a clear difference in between saving Read more

What You Need to Do to Avoid Foreclosure

September 23, 2013 10:45 am Uncategorized
Can’t pay the mortgage? Had bill reminders sent through the post? Although you’re not alone, this does put you in a tricky spot. Let the situation go on for too long and you might just lose your home, so you Read more

5 Options for Homeowners Facing Foreclosure

August 5, 2013 3:38 pm Options for Foreclosure
During 2009, 1 out of 84 homeowners received at least 1 foreclosure filing – and for the fourth straight month, over 300,000 foreclosure filings were filed nationwide. Foreclosure filings are becoming more and more common and unfortunately, with the current Read more

Bankruptcy to stop foreclosure?

February 28, 2013 3:54 pm Mortgage Management. Options for Foreclosure
In cases where resources happen to be spent and also the loan provider had officially initiated foreclosures procedures, personal bankruptcy is definitely a choice to stop foreclosure. Personal bankruptcy stops almost all debt collection and it can be a good Read more

How to short sale your home

February 24, 2013 8:10 pm Options for Foreclosure. Short Sale
Due to unstable financial situations, a homeowner may suddenly not be able to pay the mortgages. To avoid the embarrassment and the hardship of losing your home (not to mention destroying credit score) because of foreclosure or bankruptcy, some people Read more

What is a Deficiency Judgment

February 5, 2013 3:35 pm HAFA. Options for Foreclosure. Short Sale
Deficiency judgment is defined by Merriam-Webster as a “judgment for the balance of a debt after the security has been realized and the proceeds applied to payment.” This “judgment for the balance of a debt” is a consequence of either a foreclosure Read more

Ten Tips to Short Sale Success

February 5, 2013 3:28 pm Short Sale
When negotiating a short sale, there are more than a few steps to take before we can finally receive that approval letter. It’s important that you realize you cannot just skip some of the crucial steps and hope to have Read more

Changes in Short Sales have Decreased Wait Times and Increased Approvals

February 5, 2013 3:21 pm HAFA. Options for Foreclosure. Short Sale
In the first few years of the housing crisis in the United States, many people found themselves in the position of owing more on their mortgage than their house was worth. The primary reason these homeowners found themselves underwater is Read more

Signs a Short Sale is Needed for your Home

February 5, 2013 3:15 pm Options for Foreclosure. Short Sale
Short sale real estate transactions have gained prominence following the most recent slump in the housing market. As people started to lose jobs, homeowners were left with no means to pay off the remainder of their mortgages. Short sales allow Read more
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